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Ford Car Finance in Manchester & Stockport – Used Ford Car Loans – Ford Hire Purchase, Personal Contract & Lease Purchase
Competitive Loan
Looking for that perfect Ford finance deal in Stockport and Manchester? We have great bank busting rates to keep the cash in Your pocket.
Unsure What Loan?
Do you need Ford Car Finance but you are not sure where your credit status fits into? Get in touch with us today and we can point you in the right direction.
Financial Worries?
We have no restrictions on which Ford Car Finance companies in Stockport & Manchester will can use this means we have a vast panel of lenders to cater for CCJS, defaults, arrears, Self employed etc.
Ford Hire Purcahse (HP)
What Is It?
Ford Hire Purchase is one of the most common Ford finance products in the market. Ford Hire Purchase Stockport & Manchester allows you to use the vehicle while paying for it, at the end of the agreement you take ownership. The car is the security for the agreement. You will have an option to own the vehicle at the end of the agreement term for an additional sum called the Option to Purchase Fee.
Personal Contract Purchase (PCP)
What Is It?
This is very similar to Ford Hire Purchase, again having payments over a set period of time and set mileage. The main difference with this agreement is the inclusion of a final balloon payment. This allows you to purchase your Ford car at a price agreed at the beginning of the term. This payment is called Guaranteed Minimum Future Value (GMFV) which means the minimum projected cost of your Ford car at the end of the agreed contract. The Ford Personal Contract Puchase Stockport & Manchester can be settled by the customer at any time if they pay the balance outstanding, including the GMFV to the lender. At the end of the PCP agreement the customer has three options:
Part exchange for another Ford car
Pay the final payment and keep the car
Return the car and walk away
Ford Lease Purcahse (LP)
What Is It?
Ford Lease Purchase loans are an unsecured lending facility that can be used for almost any purpose such as home improvements or to buy a car. Ford Lease Purchase Stockport & Manchester loan is normally a fixed cost, fixed period loan of money to purchase any Ford car the customer wants. The facility is widely offered by Banks, Building Societies, Direct Lenders and Finance Companies.